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628 Kern St

Richmond Heights · Richmond

628 Kern St

Style

Single Family Residence

Zoning

RL2

Year built

1950

Existing

3 bd · 2 ba

Interior

1,328 sf

Lot size

6,083 sf

$898,000

For Sale

Development Scenarios

Here's how you can use existing housing laws to add more housing units to this property. For illustrative purposes only, as actual site conditions should be verified in person.

ADU

Add 1 potential unit to the backyard
$272K-$502K estimated cost
$196K-$489K future value add

Single-Family Homes and ADUs on Separate Lots

Add 1-2 potential units
$533K-$910K estimated cost
$489K-$1M future value add
Loading infill model...

Density level

Density controls will appear after the model finishes loading.

Generating the lot configuration for this scenario and density...

Financials

These estimates model the potential development economics for this scenario using local construction costs and comparable sale prices. They're provided for illustrative purposes only and aren't financial advice.

Selected ScenarioADU
Estimated Project Cost
$1,196,742
ADU scenario · 1 new unit · 400 new sf
Build Cost / SF
$
ADU build cost$271,802
23% of project cost
Property acquisition$924,940
77% of project cost
Estimated Project Value (2 Year)
$1,093,557
$1,108,600 1-year project value ·
-8.6% total ROI
-$103,185 potential ROI
Added scenario value$195,557
18% of completed value
Current property value$898,000
82% of completed value
Acquisition77%
Soft Costs5%
Hard Costs18%
Value Projections
Today list price$898,000
24-month added value$195,557
24-month project value$1,093,557
Potential ROI-$103,185
Assumptions
Current sale / sf$676
Average sale / sf$567
Annual growth-7.1%
Comp bedrooms3
Comp radius5 miles
Price / sf sourceAverage sold comps
Added sqft400 sf
Cost Breakdown

Unit Economics
Original Property
Acquisition only
Build New Homes
Soft + hard costs
All-In
Total project
# of original homes
N/A
# of new homes
1
Total homes
1
Per Home
N/A
Per Home
$272K
Per Home
$1.20M
# of original sq ft
1,328
# of new sq ft
400
Total sq ft
1,728
Per Sq Ft
N/A
Per Sq Ft
$680
Per Sq Ft
$693
Total
$925K
Total
$272K
Total
$1.20M
Financing Estimate
Construction Loan

Estimate construction proceeds, cash required, and interest-only payments.

Construction Estimate
Loan Proceeds
Construction basis
Soft + hard costs
$272K
Loan proceeds
65% loan-to-cost
$177K
Cash required
Unfinanced development cost
$95K
Monthly payment
Interest-only estimate
$2K

Timeline

Typical project phasing based on the selected scenario, density, and generated development scope.

Estimated Total Duration

11 months

ADU

Design

Concept design, site planning, and early coordination.

1 month

Month 1

Permitting

Planning review, entitlement approvals, and building permits.

3 months

Month 2 - Month 4

Site Work

Utility coordination, grading, and site preparation.

2 months

Month 5 - Month 6

Construction

Vertical construction through final inspection.

5 months

Month 7 - Month 11

Property Overview

MLS: bridgeMLS

Property information from bridgeMLS

Listed by Jennifer Cord · BHG RE Reliance Partners

bridgeMLS © 2026. Information Deemed Reliable but not Guaranteed. This information is being provided by bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at June 17, 2026 at 12:24 PM PDT.

Location

Data from Type Five
Jurisdiction
Richmond
Zoning
RL2
Overlay Districts
None
Climate Zone
Zone 3
Transit Access (1/2 mi)
Yes (Barrett Av & Yuba St)

Natural Hazards

Data from Type Five
Flood Zone
X
Liquefaction Risk
No
Landslide Risk
Yes
Fault Zone
No

Fire Risk

Data from Type Five
Fire Hazard Zone
NOT IN A VHFHSV
Fire Responsibility
LRA
Wildfire Protection Req.
No
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